Digital Credit Card

A Digital Credit Card is also known as virtual credit card, is an electronic card. This can be done using the internet banking facility of the bank. However, Online fraud has increased in the past few years.

Banks have taken several measures to deal with this. One of these is the virtual credit card. It helps in making secure online transactions. Actually, when you buy any item online, you also have to give the details of your debit or credit card.

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If you want to shop online without sharing this detail, then you can take the help of virtual credit card. Come, let us know some more things related to Digital Credit Card

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  • Digital Credit Card is an electronic card. This can be done using the internet banking facility of the bank. For this, here you have to give the details of the credit or debit card. There is no charge for this. In this you get all the information that is in a debit or credit card.
  • Each Digital Credit Card has its own Virtual Card Number, CVV Number and Validity details. Like any other regular credit card, it can be used for online transactions. But, like a debit card, it cannot be used in an ATM machine. This card is made for some time only.
  • Digital Credit Card helps in making secure online transactions. This minimizes the risk of passing your credit/debit card details directly to a vendor.
  • It can be used once. A card has to be generated for every online transaction. It is valid for a maximum period of 48 hours. Credit limit and validity period may vary from bank to bank
  • Digital Credit Card may also be available for those who do not have a credit card. In such a case, the Digital Credit Cardis linked to the debit card or account.

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